/* Professional Financial Services Design System */
:root {
    /* Primary palette - Deep navy like Oxygen Financial */
    --navy: #112642;
    --navy-light: #1a3a5c;
    --navy-dark: #0a1628;

    /* Accent - Cyan/Teal */
    --cyan: #00ccff;
    --cyan-dark: #00a3cc;
    --teal: #0d9488;

    /* Secondary accents */
    --coral: #f97316;
    --green: #10b981;
    --purple: #8b5cf6;

    /* Neutrals */
    --bg-primary: #ffffff;
    --bg-surface: #f7f9fc;
    --bg-alt: #f0f4f8;
    --text-primary: #112642;
    --text-secondary: #5a6a7a;
    --text-light: #8896a6;
    --border-color: #e2e8f0;

    /* Shadows - softer, more professional */
    --shadow-sm: 0 2px 4px rgba(17, 38, 66, 0.06);
    --shadow-md: 0 4px 12px rgba(17, 38, 66, 0.08);
    --shadow-lg: 0 8px 24px rgba(17, 38, 66, 0.12);
    --shadow-xl: 0 16px 48px rgba(17, 38, 66, 0.16);
    --shadow-glow: 0 0 20px rgba(0, 204, 255, 0.4);

    /* Spacing scale */
    --space-xs: 0.5rem;
    --space-sm: 1rem;
    --space-md: 1.5rem;
    --space-lg: 2rem;
    --space-xl: 3rem;
    --space-2xl: 4rem;
    --space-3xl: 6rem;

    /* Container */
    --container-max: 1400px;
    --container-padding: 3rem;

    /* Transitions */
    --transition-fast: 0.2s ease;
    --transition-base: 0.3s ease;
    --transition-slow: 0.5s ease;
}

/* Resetting default margin and padding for all elements */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html, body {
    width: 100%;
    overflow-x: hidden;
}

/* Base body styling */
body {
    background-color: var(--bg-primary);
    color: var(--text-primary);
    font-family: 'Poppins', -apple-system, BlinkMacSystemFont, sans-serif;
    font-size: 16px;
    font-weight: 400;
    line-height: 1.6;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-family: 'Montserrat', sans-serif;
    font-weight: 700;
    line-height: 1.2;
    color: var(--navy);
}

/* Link styling */
a {
    color: var(--cyan-dark);
    transition: color var(--transition-base);
    text-decoration: none;
}

a:hover {
    color: var(--navy);
}

/* ==================== TOP BAR ==================== */
.top-bar {
    background-color: var(--navy-dark);
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.875rem;
    padding: 10px 0;
    font-weight: 400;
}

.top-bar-content {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.top-bar-left {
    display: flex;
    align-items: center;
    gap: 12px;
}

.top-bar-left .divider {
    opacity: 0.4;
}

.top-bar-right {
    font-weight: 500;
    color: white;
}

/* ==================== HEADER ==================== */
header {
    background: var(--navy);
    padding: 0;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.header-content {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
}

/* Logo */
.logo a {
    display: flex;
    align-items: center;
    gap: 14px;
    text-decoration: none;
}

.logo-icon {
    font-family: 'Montserrat', sans-serif;
    font-weight: 700;
    font-size: 1.5rem;
    letter-spacing: -1px;
    background: linear-gradient(135deg, var(--teal) 0%, var(--cyan) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    transition: var(--transition-base);
}

.logo a:hover .logo-icon {
    background: linear-gradient(135deg, var(--cyan) 0%, white 100%);
    -webkit-background-clip: text;
    background-clip: text;
}

.logo-text {
    display: flex;
    flex-direction: column;
    border-left: 1px solid rgba(255, 255, 255, 0.3);
    padding-left: 14px;
}

.company-name {
    color: white;
    font-family: 'Montserrat', sans-serif;
    font-size: 1.125rem;
    font-weight: 600;
    letter-spacing: -0.3px;
    line-height: 1.2;
}

.company-tagline {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.6875rem;
    font-weight: 400;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

/* Navigation */
header nav ul {
    list-style-type: none;
    padding: 0;
    margin: 0;
    display: flex;
    align-items: center;
    gap: 8px;
}

header nav ul li {
    display: block;
    margin: 0;
}

header nav ul li a {
    text-decoration: none;
    color: rgba(255, 255, 255, 0.85);
    display: block;
    padding: 10px 20px;
    border-radius: 6px;
    transition: var(--transition-base);
    font-weight: 500;
    font-size: 0.9375rem;
}

header nav ul li a:hover {
    color: white;
}

header nav ul li a.active {
    color: white;
    font-weight: 600;
}

/* CTA Button in Nav */
header nav ul li a.cta-nav {
    background: var(--cyan);
    color: var(--navy);
    padding: 12px 28px;
    border-radius: 50px;
    font-weight: 600;
    margin-left: 12px;
    transition: var(--transition-base);
}

header nav ul li a.cta-nav:hover {
    box-shadow: var(--shadow-glow);
    transform: translateY(-1px);
}

header nav ul li a.cta-nav.active {
    color: var(--navy);
}

/* Mobile Menu Toggle */
.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    justify-content: space-around;
    width: 30px;
    height: 24px;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 0;
}

.mobile-menu-toggle span {
    width: 100%;
    height: 3px;
    background-color: white;
    border-radius: 3px;
    transition: all 0.3s;
}

/* ==================== MAIN CONTENT ==================== */
main {
    padding: 0;
    width: 100%;
}

/* ==================== HERO SECTION ==================== */
.hero {
    text-align: center;
    padding: 0;
    margin: 0;
    background: var(--navy);
    position: relative;
    overflow: hidden;
    min-height: 80vh;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Hero Image Background */
.hero-image-wrapper {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
}

.hero-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(
        135deg,
        rgba(17, 38, 66, 0.85) 0%,
        rgba(17, 38, 66, 0.75) 50%,
        rgba(17, 38, 66, 0.85) 100%
    );
}

.hero-container {
    max-width: 900px;
    margin: 0 auto;
    padding: var(--space-3xl) var(--container-padding);
    position: relative;
    z-index: 2;
}

.hero-eyebrow {
    display: inline-block;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.3);
    color: white;
    font-family: 'Montserrat', sans-serif;
    font-size: 0.75rem;
    font-weight: 600;
    padding: 10px 24px;
    border-radius: 50px;
    margin-bottom: var(--space-lg);
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.hero h1 {
    font-size: 3.5rem;
    margin-bottom: var(--space-lg);
    color: white;
    font-weight: 800;
    letter-spacing: -1px;
    line-height: 1.1;
}

.tagline {
    font-size: 1.375rem;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: var(--space-lg);
    line-height: 1.6;
    font-weight: 400;
}

.hero-description {
    max-width: 680px;
    margin: 0 auto var(--space-xl);
    font-size: 1.125rem;
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.8;
}

/* Trust Badges */
.trust-badges {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-top: var(--space-2xl);
    flex-wrap: wrap;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    color: white;
    font-size: 0.875rem;
    font-weight: 500;
    background: rgba(255, 255, 255, 0.1);
    padding: 14px 24px;
    border-radius: 50px;
    box-shadow: none;
    border: 1px solid rgba(255, 255, 255, 0.2);
    transition: var(--transition-base);
    backdrop-filter: blur(10px);
}

.trust-badge:hover {
    transform: translateY(-2px);
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
}

.badge-icon {
    font-size: 1rem;
    width: 28px;
    height: 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--cyan);
    color: var(--navy);
    border-radius: 50%;
}

.trust-badge:nth-child(2) .badge-icon {
    background: var(--teal);
    color: white;
}

.trust-badge:nth-child(3) .badge-icon {
    background: var(--purple);
    color: white;
}

/* ==================== CTA BUTTON ==================== */
.cta-button {
    display: inline-block;
    padding: 18px 48px;
    background: var(--cyan);
    color: var(--navy);
    text-decoration: none;
    border-radius: 50px;
    font-family: 'Montserrat', sans-serif;
    font-size: 0.9375rem;
    font-weight: 600;
    transition: var(--transition-base);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.cta-button:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-glow);
    color: var(--navy);
}

/* ==================== STATISTICS SECTIONS ==================== */
.stats-section {
    padding: 0;
    margin: 0;
    background: var(--bg-primary);
}

.stats-section.alt-bg {
    background: var(--bg-primary);
}

.stats-container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: var(--space-3xl) var(--container-padding);
}

.section-header {
    text-align: center;
    margin-bottom: var(--space-lg);
}

.section-eyebrow {
    display: inline-block;
    font-family: 'Montserrat', sans-serif;
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--teal);
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-bottom: var(--space-sm);
}

.stats-section.alt-bg .section-eyebrow {
    color: var(--teal);
}

.section-header h2 {
    font-size: 2.5rem;
    color: var(--navy);
    font-weight: 700;
    margin-bottom: var(--space-md);
    letter-spacing: -0.5px;
}

.section-description {
    font-size: 1.125rem;
    color: var(--text-secondary);
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.7;
}

.section-divider {
    width: 60px;
    height: 3px;
    background: var(--teal);
    margin: var(--space-xl) auto;
    border-radius: 2px;
}

.stats-section.alt-bg .section-divider {
    background: var(--teal);
}

/* Legacy .stats class - keep for backwards compatibility */
.stats {
    padding: 70px 20px;
    max-width: 1100px;
    margin: 0 auto;
    position: relative;
}

.stats h3 {
    text-align: center;
    margin-bottom: 40px;
    color: var(--navy);
    font-size: 1.6em;
    font-weight: 600;
}

.stat-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-lg);
    max-width: 1000px;
    margin: 0 auto;
}

.stat-item {
    text-align: center;
    padding: var(--space-xl) var(--space-lg);
    background: white;
    border-radius: 16px;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-base);
    border: 1px solid var(--border-color);
}

.stat-item:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.stat-number {
    display: block;
    font-family: 'Montserrat', sans-serif;
    font-size: 3.5rem;
    font-weight: 800;
    margin-bottom: var(--space-sm);
    color: var(--navy);
}

.stat-item:nth-child(1) .stat-number { color: var(--teal); }
.stat-item:nth-child(2) .stat-number { color: var(--teal); }
.stat-item:nth-child(3) .stat-number { color: var(--navy); }

.stat-label {
    display: block;
    color: var(--text-secondary);
    font-size: 1rem;
    line-height: 1.5;
}

/* ==================== SERVICES PREVIEW ==================== */
.services-preview {
    padding: var(--space-3xl) var(--container-padding);
    max-width: var(--container-max);
    margin: 0 auto;
    background: var(--bg-primary);
}

.services-preview h3 {
    margin-bottom: var(--space-xl);
    color: var(--navy);
    font-size: 2rem;
    font-weight: 700;
    text-align: center;
}

.services-preview ul {
    list-style: none;
    padding: 0;
    display: grid;
    gap: var(--space-md);
    max-width: 900px;
    margin: 0 auto;
}

.services-preview li {
    padding: var(--space-lg) var(--space-xl);
    background: var(--bg-surface);
    border-radius: 12px;
    border-left: 4px solid var(--teal);
    transition: var(--transition-base);
}

.services-preview li:nth-child(2) { border-left-color: var(--teal); }
.services-preview li:nth-child(3) { border-left-color: var(--coral); }
.services-preview li:nth-child(4) { border-left-color: var(--green); }
.services-preview li:nth-child(5) { border-left-color: var(--purple); }

.services-preview li:hover {
    transform: translateX(4px);
    background: white;
    box-shadow: var(--shadow-md);
}

.services-preview > a {
    display: inline-block;
    margin-top: var(--space-xl);
    font-weight: 600;
    color: var(--teal);
    text-align: center;
    width: 100%;
}

/* ==================== SERVICES PREVIEW (Homepage) ==================== */
.services-preview-section {
    background: var(--bg-surface);
    padding: 0;
}

.services-preview-container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: var(--space-3xl) var(--container-padding);
}

.services-preview-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-lg);
    margin-bottom: var(--space-xl);
}

.service-preview-card {
    background: white;
    padding: var(--space-lg);
    border-radius: 12px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    transition: var(--transition-base);
}

.service-preview-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.service-preview-icon {
    margin-bottom: var(--space-md);
}

.service-preview-icon img {
    width: 60px;
    height: 60px;
    border-radius: 12px;
}

.service-preview-card h4 {
    font-size: 1rem;
    color: var(--navy);
    margin-bottom: var(--space-sm);
    line-height: 1.3;
}

.service-preview-card p {
    font-size: 0.875rem;
    color: var(--text-secondary);
    margin: 0;
    line-height: 1.5;
}

.services-preview-cta {
    text-align: center;
    margin-top: var(--space-lg);
}

@media (max-width: 900px) {
    .services-preview-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 480px) {
    .services-preview-grid {
        grid-template-columns: 1fr;
    }
}

/* ==================== SERVICE DETAIL ==================== */
.service-detail {
    padding: 35px 30px;
    margin-bottom: 25px;
    background: linear-gradient(135deg, #ffffff 0%, var(--bg-surface) 100%);
    border-radius: 16px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
    border-left: 5px solid var(--teal);
    transition: all 0.3s;
}

.service-detail:nth-child(3) { border-left-color: var(--royal-blue); }
.service-detail:nth-child(4) { border-left-color: var(--coral); }
.service-detail:nth-child(5) { border-left-color: var(--green); }
.service-detail:nth-child(6) { border-left-color: var(--purple); }

.service-detail:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.1);
}

.service-detail h3 {
    margin-bottom: 15px;
    color: var(--navy);
    font-size: 1.3em;
}

.service-detail > p {
    color: var(--text-secondary);
}

.service-detail ul {
    margin-top: 15px;
    padding-left: 20px;
}

.service-detail li {
    margin-bottom: 10px;
    color: var(--text-primary);
}

/* ==================== BLOG PREVIEW ==================== */
.blog-list {
    max-width: 900px;
    margin: 0 auto;
    padding: 20px;
}

.blog-preview {
    padding: 35px;
    margin-bottom: 25px;
    background: #ffffff;
    border-radius: 16px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
    border-top: 4px solid var(--royal-blue);
    transition: all 0.3s;
}

.blog-preview:nth-child(2) { border-top-color: var(--teal); }
.blog-preview:nth-child(3) { border-top-color: var(--green); }
.blog-preview:nth-child(4) { border-top-color: var(--coral); }

.blog-preview:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.1);
}

.blog-preview h3 {
    margin-bottom: 10px;
    color: var(--navy);
    font-size: 1.3em;
}

.blog-meta {
    display: inline-block;
    background: linear-gradient(135deg, var(--teal), var(--teal-light));
    color: #ffffff;
    font-size: 0.8em;
    padding: 4px 12px;
    border-radius: 15px;
    margin-bottom: 15px;
    font-style: normal;
    font-weight: 500;
}

/* ==================== FOOTER ==================== */
footer {
    background: var(--navy);
    padding: 0;
    margin-top: 0;
}

.footer-content {
    max-width: var(--container-max);
    margin: 0 auto;
}

.footer-main {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: var(--space-2xl);
    padding: var(--space-3xl) var(--container-padding) var(--space-2xl);
}

.footer-brand .logo {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: var(--space-lg);
}

.footer-brand .logo-icon {
    background: linear-gradient(135deg, var(--teal) 0%, var(--cyan) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.footer-brand .logo-text {
    border-left-color: rgba(255, 255, 255, 0.2);
}

.footer-description {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9375rem;
    line-height: 1.7;
    max-width: 320px;
}

.footer-links h4,
.footer-contact h4 {
    color: white;
    font-family: 'Montserrat', sans-serif;
    font-size: 1rem;
    margin-bottom: var(--space-lg);
    font-weight: 600;
}

.footer-links ul {
    list-style: none;
    padding: 0;
}

.footer-links li {
    margin-bottom: var(--space-sm);
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    transition: var(--transition-base);
    font-size: 0.9375rem;
}

.footer-links a:hover {
    color: white;
}

.footer-contact p {
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: var(--space-sm);
    font-size: 0.9375rem;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: var(--space-lg) var(--container-padding);
    text-align: center;
}

.footer-bottom > p {
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.875rem;
    margin: 0;
}

/* ==================== FORMS ==================== */
form {
    max-width: 600px;
}

form div {
    margin-bottom: var(--space-sm);
}

form label {
    display: block;
    margin-bottom: 4px;
    color: var(--text-primary);
    font-family: 'Montserrat', sans-serif;
    font-weight: 600;
    font-size: 0.875rem;
}

form input,
form textarea,
form select {
    width: 100%;
    padding: 12px 16px;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    background-color: var(--bg-surface);
    color: var(--text-primary);
    font-family: 'Poppins', sans-serif;
    font-size: 1rem;
    transition: var(--transition-base);
}

form select {
    cursor: pointer;
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%235a6a7a' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    padding-right: 44px;
}

form input:focus,
form textarea:focus,
form select:focus {
    outline: none;
    border-color: var(--cyan);
    background-color: white;
    box-shadow: 0 0 0 3px rgba(0, 204, 255, 0.15);
}

form textarea {
    min-height: 80px;
    resize: none;
}

form button {
    padding: 12px 32px;
    background: var(--cyan);
    color: var(--navy);
    border: none;
    border-radius: 50px;
    cursor: pointer;
    font-family: 'Montserrat', sans-serif;
    font-size: 0.9375rem;
    font-weight: 600;
    transition: var(--transition-base);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

form button:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-glow);
}

form button:disabled {
    opacity: 0.5;
    cursor: not-allowed;
    transform: none;
}

#formStatus {
    margin-top: var(--space-lg);
    padding: var(--space-md);
    border-radius: 8px;
}

#formStatus.success {
    background: #d1fae5;
    color: #065f46;
    border: 1px solid #a7f3d0;
}

#formStatus.error {
    background: #fee2e2;
    color: #991b1b;
    border: 1px solid #fecaca;
}

/* ==================== GENERAL SECTIONS ==================== */
section {
    margin-bottom: 0;
    padding: var(--space-2xl) var(--container-padding);
}

section.hero,
section.stats-section {
    padding: 0;
    margin: 0;
}

section h2 {
    margin-bottom: var(--space-lg);
    color: var(--navy);
    font-size: 2.25rem;
    font-weight: 700;
}

section h3 {
    margin-bottom: var(--space-md);
    font-size: 1.5rem;
}

section p {
    margin-bottom: var(--space-md);
    line-height: 1.8;
    color: var(--text-secondary);
}

section ul {
    margin-bottom: var(--space-md);
    padding-left: var(--space-lg);
}

section li {
    margin-bottom: var(--space-sm);
    line-height: 1.7;
}

main > section:first-child:not(.hero):not(.page-hero) {
    max-width: 900px;
    margin: 0 auto;
}

main > section:first-child h2 {
    color: var(--navy);
    border-bottom: 3px solid var(--teal);
    padding-bottom: var(--space-sm);
    display: inline-block;
}

/* ==================== PAGE HERO (Interior Pages) ==================== */
.page-hero {
    position: relative;
    height: 300px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    background: var(--navy);
}

.page-hero-image {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: 1;
}

.page-hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(17, 38, 66, 0.8) 0%, rgba(17, 38, 66, 0.6) 100%);
    z-index: 2;
}

.page-hero-content {
    position: relative;
    z-index: 3;
    text-align: center;
    color: white;
}

.page-hero-content h1 {
    font-size: 3rem;
    color: white;
    margin-bottom: var(--space-sm);
}

.page-hero-content p {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.9);
    margin: 0;
}

/* ==================== ABOUT PAGE SECTIONS ==================== */
.about-intro {
    padding: var(--space-3xl) var(--container-padding);
    background: var(--bg-primary);
}

.about-intro-content {
    max-width: var(--container-max);
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-3xl);
    align-items: center;
}

.about-intro-text h2 {
    margin-bottom: var(--space-lg);
}

.about-intro-text p {
    margin-bottom: var(--space-md);
}

.about-intro-image img {
    width: 100%;
    border-radius: 16px;
    box-shadow: var(--shadow-lg);
}

/* Centered About Intro */
.about-intro-centered {
    padding: var(--space-3xl) var(--container-padding);
    background: var(--bg-primary);
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

.about-intro-centered h2 {
    font-size: 2.5rem;
    color: var(--navy);
    margin-bottom: var(--space-md);
}

.about-intro-divider {
    width: 60px;
    height: 4px;
    background: var(--teal);
    margin: 0 auto var(--space-xl);
    border-radius: 2px;
}

.about-intro-centered .about-lead {
    font-size: 1.25rem;
    color: var(--text-primary);
    line-height: 1.8;
    margin-bottom: var(--space-lg);
}

.about-intro-centered p {
    font-size: 1.0625rem;
    color: var(--text-secondary);
    line-height: 1.8;
    margin-bottom: 0;
}

.about-mission {
    position: relative;
    min-height: 550px;
    display: flex;
    align-items: center;
    overflow: hidden;
    padding: 0;
    background: var(--bg-surface);
}

.about-mission-image {
    position: absolute;
    top: 0;
    right: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
}

.about-mission-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: right center;
}

.about-mission-fade {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(
        to right,
        var(--bg-surface) 0%,
        var(--bg-surface) 25%,
        transparent 60%
    );
    z-index: 2;
}

.about-mission-content {
    position: relative;
    z-index: 3;
    max-width: var(--container-max);
    margin: 0 auto;
    width: 100%;
    padding: var(--space-3xl) var(--container-padding);
}

.about-mission-text {
    max-width: 500px;
}

.about-mission-text h3 {
    margin-bottom: var(--space-lg);
    font-size: 2.5rem;
    color: var(--navy);
}

.about-mission-text p {
    font-size: 1.125rem;
    line-height: 1.8;
    color: var(--text-secondary);
}

.about-benefits {
    padding: var(--space-3xl) var(--container-padding);
    background: var(--bg-primary);
    text-align: center;
}

.about-benefits h3 {
    font-size: 2rem;
    margin-bottom: var(--space-md);
}

.about-benefits .benefits-intro {
    max-width: 700px;
    margin: 0 auto var(--space-2xl);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--space-lg);
    max-width: var(--container-max);
    margin: 0 auto;
}

.benefit-card {
    background: white;
    padding: var(--space-xl);
    border-radius: 16px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    transition: var(--transition-base);
    text-align: center;
}

.benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.benefit-icon {
    margin-bottom: var(--space-md);
}

.benefit-icon img {
    width: 80px;
    height: 80px;
    border-radius: 50%;
}

.benefit-card h4 {
    font-size: 1.125rem;
    margin-bottom: var(--space-sm);
    color: var(--navy);
}

.benefit-card p {
    font-size: 0.9375rem;
    color: var(--text-secondary);
    margin: 0;
}

.about-approach {
    padding: var(--space-3xl) var(--container-padding);
    background: var(--bg-surface);
    text-align: center;
}

.about-approach h3 {
    font-size: 2rem;
    margin-bottom: var(--space-lg);
}

.about-approach > p {
    max-width: 800px;
    margin: 0 auto var(--space-2xl);
}

.approach-image {
    max-width: 900px;
    width: 100%;
    border-radius: 16px;
    box-shadow: var(--shadow-md);
}

/* ==================== SERVICES PAGE ==================== */
.services-intro {
    padding: var(--space-2xl) var(--container-padding);
    text-align: center;
    background: var(--bg-primary);
    max-width: 800px;
    margin: 0 auto;
}

.services-intro p {
    font-size: 1.25rem;
    color: var(--text-secondary);
    margin: 0;
}

.services-grid-section {
    padding: var(--space-xl) var(--container-padding) var(--space-3xl);
    background: var(--bg-surface);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: var(--space-lg);
    max-width: var(--container-max);
    margin: 0 auto;
}

.service-card {
    background: white;
    padding: var(--space-xl);
    border-radius: 16px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    transition: transform 0.3s ease, box-shadow 0.3s ease, opacity 0.6s ease;
}

.service-card.animate-on-scroll {
    opacity: 0;
    transform: translateY(30px);
}

.service-card.animate-on-scroll.visible {
    opacity: 1;
    transform: translateY(0);
}

.service-card.animate-on-scroll:nth-child(1) { transition-delay: 0s; }
.service-card.animate-on-scroll:nth-child(2) { transition-delay: 0.1s; }
.service-card.animate-on-scroll:nth-child(3) { transition-delay: 0.2s; }
.service-card.animate-on-scroll:nth-child(4) { transition-delay: 0.15s; }
.service-card.animate-on-scroll:nth-child(5) { transition-delay: 0.25s; }
.service-card.animate-on-scroll:nth-child(6) { transition-delay: 0.35s; }

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.service-icon {
    margin-bottom: var(--space-md);
}

.service-icon img {
    width: 80px;
    height: 80px;
    border-radius: 16px;
}

.service-card h3 {
    font-size: 1.25rem;
    color: var(--navy);
    margin-bottom: var(--space-sm);
}

.service-card > p {
    color: var(--text-secondary);
    margin-bottom: var(--space-md);
}

.service-card ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.service-card li {
    position: relative;
    padding-left: 1.5rem;
    margin-bottom: var(--space-xs);
    color: var(--text-secondary);
    font-size: 0.9375rem;
}

.service-card li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--teal);
    font-weight: bold;
}

.services-process {
    padding: var(--space-3xl) var(--container-padding);
    background: var(--bg-primary);
}

.process-content {
    max-width: var(--container-max);
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-3xl);
    align-items: center;
}

.process-text h3 {
    font-size: 2rem;
    margin-bottom: var(--space-xl);
}

.process-steps {
    display: flex;
    flex-direction: column;
    gap: var(--space-lg);
}

.process-step {
    display: flex;
    align-items: flex-start;
    gap: var(--space-md);
}

.step-number {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    background: var(--navy);
    color: white;
    font-family: 'Montserrat', sans-serif;
    font-weight: 700;
    font-size: 1.25rem;
    border-radius: 50%;
    flex-shrink: 0;
}

.step-content h4 {
    font-size: 1.125rem;
    color: var(--navy);
    margin-bottom: var(--space-xs);
}

.step-content p {
    color: var(--text-secondary);
    margin: 0;
}

.process-image img {
    width: 100%;
    border-radius: 16px;
    box-shadow: var(--shadow-lg);
}

.services-cta {
    padding: var(--space-3xl) var(--container-padding);
    background: var(--navy-light);
    text-align: center;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
    position: relative;
}

.services-cta h3 {
    font-size: 2rem;
    color: white;
    margin-bottom: var(--space-md);
}

.services-cta p {
    color: rgba(255, 255, 255, 0.8);
    max-width: 600px;
    margin: 0 auto var(--space-xl);
}

/* ==================== PROCESS SECTION (Animated) ==================== */
.process-section {
    padding: var(--space-3xl) var(--container-padding);
    background: var(--bg-primary);
}

.process-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto var(--space-3xl);
}

.process-header h2 {
    font-size: 2.5rem;
    color: var(--navy);
    margin-bottom: var(--space-md);
}

.process-timeline {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    max-width: 1200px;
    margin: 0 auto;
}

.process-card {
    background: white;
    border-radius: 16px;
    padding: var(--space-xl);
    text-align: center;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--border-color);
    flex: 1;
    max-width: 320px;
    position: relative;
    opacity: 0;
    transform: translateY(40px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.process-card.visible {
    opacity: 1;
    transform: translateY(0);
}

.process-card:nth-child(3) {
    transition-delay: 0.2s;
}

.process-card:nth-child(5) {
    transition-delay: 0.4s;
}

.process-card-icon {
    margin-bottom: var(--space-md);
}

.process-card-icon img {
    width: 100px;
    height: 100px;
}

.process-card-number {
    position: absolute;
    top: -15px;
    right: -15px;
    width: 40px;
    height: 40px;
    background: var(--teal);
    color: white;
    font-family: 'Montserrat', sans-serif;
    font-weight: 700;
    font-size: 1.25rem;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-md);
}

.process-card h4 {
    font-size: 1.25rem;
    color: var(--navy);
    margin-bottom: var(--space-sm);
}

.process-card p {
    color: var(--text-secondary);
    font-size: 0.9375rem;
    line-height: 1.6;
    margin: 0;
}

.process-connector {
    width: 60px;
    height: 4px;
    background: linear-gradient(90deg, var(--teal), var(--cyan));
    flex-shrink: 0;
    opacity: 0;
    transform: scaleX(0);
    transition: opacity 0.4s ease, transform 0.4s ease;
}

.process-connector.visible {
    opacity: 1;
    transform: scaleX(1);
}

.process-connector:nth-child(2) {
    transition-delay: 0.3s;
}

.process-connector:nth-child(4) {
    transition-delay: 0.5s;
}

@media (max-width: 900px) {
    .process-timeline {
        flex-direction: column;
        gap: var(--space-md);
    }

    .process-card {
        max-width: 400px;
        width: 100%;
    }

    .process-connector {
        width: 4px;
        height: 40px;
    }
}

/* ==================== BLOG PAGE ==================== */
.blog-intro {
    padding: var(--space-3xl) var(--container-padding) var(--space-2xl);
    text-align: center;
    background: var(--bg-primary);
    max-width: 800px;
    margin: 0 auto;
}

.blog-intro h1 {
    font-size: 2.5rem;
    color: var(--navy);
    margin-bottom: var(--space-md);
}

.blog-intro p {
    font-size: 1.25rem;
    color: var(--text-secondary);
    margin: 0;
}

.blog-grid-section {
    padding: var(--space-xl) var(--container-padding) var(--space-3xl);
    background: var(--bg-surface);
}

.blog-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--space-lg);
    max-width: var(--container-max);
    margin: 0 auto;
}

.blog-card {
    background: white;
    border-radius: 8px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    border-left: 3px solid var(--teal);
    transition: var(--transition-base);
}

.blog-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
    border-left-color: var(--cyan);
}

.blog-card-link {
    display: flex;
    flex-direction: column;
    padding: var(--space-lg);
    text-decoration: none;
    color: inherit;
    height: 100%;
}

.blog-category {
    display: inline-block;
    background: var(--bg-surface);
    color: var(--teal);
    font-size: 0.6875rem;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 4px;
    margin-bottom: var(--space-sm);
    text-transform: uppercase;
    letter-spacing: 1px;
    align-self: flex-start;
}

.blog-card h3 {
    font-size: 1.125rem;
    color: var(--navy);
    margin-bottom: var(--space-sm);
    line-height: 1.35;
}

.blog-card p {
    color: var(--text-secondary);
    font-size: 0.9375rem;
    margin-bottom: var(--space-md);
    line-height: 1.6;
    flex-grow: 1;
}

.blog-link {
    display: inline-block;
    color: var(--teal);
    font-size: 0.875rem;
    font-weight: 600;
    transition: var(--transition-base);
}

.blog-card:hover .blog-link {
    color: var(--cyan-dark);
}

.blog-newsletter {
    padding: var(--space-3xl) var(--container-padding);
    background: var(--navy-light);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.newsletter-content {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--space-xl);
}

.newsletter-text h3 {
    font-size: 1.75rem;
    color: white;
    margin-bottom: var(--space-sm);
}

.newsletter-text p {
    color: rgba(255, 255, 255, 0.8);
    margin: 0;
}

.newsletter-form {
    display: flex;
    gap: var(--space-sm);
    flex-shrink: 0;
}

.newsletter-form input {
    padding: 14px 20px;
    border: none;
    border-radius: 50px;
    font-size: 1rem;
    width: 280px;
}

.newsletter-form .cta-button {
    padding: 14px 28px;
    white-space: nowrap;
}

/* ==================== CONTACT PAGE ==================== */
.contact-intro {
    padding: var(--space-2xl) var(--container-padding);
    text-align: center;
    background: var(--bg-primary);
    max-width: 800px;
    margin: 0 auto;
}

.contact-intro p {
    font-size: 1.25rem;
    color: var(--text-secondary);
    margin: 0;
}

.contact-section {
    padding: var(--space-xl) var(--container-padding) var(--space-3xl);
    background: var(--bg-surface);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-3xl);
    max-width: var(--container-max);
    margin: 0 auto;
}

.contact-form-wrapper {
    background: white;
    padding: var(--space-lg);
    border-radius: 16px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
}

.contact-form-wrapper h3 {
    font-size: 1.25rem;
    margin-bottom: var(--space-md);
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: var(--space-lg);
}

.contact-info-card {
    background: white;
    padding: var(--space-lg);
    border-radius: 16px;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    display: flex;
    align-items: flex-start;
    gap: var(--space-md);
}

.contact-info-icon {
    width: 50px;
    height: 50px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.contact-info-icon img {
    width: 100%;
    height: 100%;
    border-radius: 12px;
}

.contact-info-text h4 {
    font-size: 1.125rem;
    color: var(--navy);
    margin-bottom: var(--space-xs);
}

.contact-info-text p {
    color: var(--text-secondary);
    margin: 0;
    font-size: 0.9375rem;
}

.contact-map {
    margin-top: var(--space-lg);
    border-radius: 16px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.contact-map img {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

/* ==================== RESPONSIVE ==================== */
@media (max-width: 1024px) {
    :root {
        --container-padding: 2rem;
    }

    .stat-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: var(--space-md);
    }
}

@media (max-width: 900px) {
    .footer-main {
        grid-template-columns: 1fr 1fr;
    }

    .footer-brand {
        grid-column: 1 / -1;
    }

    .stat-grid {
        grid-template-columns: 1fr;
        max-width: 400px;
    }
}

@media (max-width: 768px) {
    :root {
        --container-padding: 1.5rem;
        --space-3xl: 4rem;
    }

    .top-bar-content {
        flex-direction: column;
        gap: 4px;
        text-align: center;
    }

    .top-bar-left {
        flex-wrap: wrap;
        justify-content: center;
    }

    .header-content {
        flex-wrap: wrap;
        height: auto;
        padding: var(--space-md) var(--container-padding);
    }

    .logo-text .company-name {
        font-size: 1.1rem;
    }

    .logo-text .company-tagline {
        display: none;
    }

    .mobile-menu-toggle {
        display: flex;
    }

    header nav {
        display: none;
        width: 100%;
        margin-top: var(--space-md);
    }

    header nav.active {
        display: block;
    }

    header nav ul {
        flex-direction: column;
        gap: 4px;
    }

    header nav ul li a {
        text-align: center;
        padding: 14px 20px;
    }

    header nav ul li a.cta-nav {
        margin-left: 0;
        margin-top: var(--space-sm);
    }

    .hero-container {
        padding: var(--space-2xl) var(--container-padding);
    }

    .hero h1 {
        font-size: 2.25rem;
    }

    .hero-eyebrow {
        font-size: 0.7rem;
        padding: 8px 18px;
    }

    .tagline {
        font-size: 1.125rem;
    }

    .hero-description {
        font-size: 1rem;
    }

    .trust-badges {
        flex-direction: column;
        gap: var(--space-sm);
        align-items: center;
    }

    .stats-container {
        padding: var(--space-2xl) var(--container-padding);
    }

    .section-header h2 {
        font-size: 1.75rem;
    }

    .section-description {
        font-size: 1rem;
    }

    .stat-number {
        font-size: 2.5rem;
    }

    .services-preview h3 {
        font-size: 1.5rem;
    }

    .cta-button {
        padding: 16px 36px;
        font-size: 0.875rem;
    }

    section {
        padding: var(--space-xl) var(--container-padding);
    }

    section h2 {
        font-size: 1.75rem;
    }

    .footer-main {
        grid-template-columns: 1fr;
        gap: var(--space-xl);
        padding: var(--space-2xl) var(--container-padding);
    }

    .footer-description {
        max-width: 100%;
    }

    /* About page responsive */
    .page-hero {
        height: 200px;
    }

    .page-hero-content h1 {
        font-size: 2rem;
    }

    .page-hero-content p {
        font-size: 1rem;
    }

    .about-intro-content {
        grid-template-columns: 1fr;
        gap: var(--space-xl);
    }

    .about-mission {
        min-height: 400px;
    }

    .about-mission-image img {
        object-position: center center;
    }

    .about-mission-fade {
        background: linear-gradient(
            to right,
            var(--bg-surface) 0%,
            var(--bg-surface) 10%,
            rgba(247, 249, 252, 0.85) 50%,
            rgba(247, 249, 252, 0.7) 100%
        );
    }

    .about-mission-text {
        max-width: 100%;
    }

    .about-mission-text h3 {
        font-size: 1.75rem;
    }

    .about-mission-text p {
        font-size: 1rem;
    }

    .about-mission-text h3,
    .about-benefits h3,
    .about-approach h3 {
        font-size: 1.5rem;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
        max-width: 400px;
        margin: 0 auto;
    }

    /* Services page responsive */
    .services-grid {
        grid-template-columns: 1fr;
    }

    .process-content {
        grid-template-columns: 1fr;
        gap: var(--space-xl);
    }

    .process-image {
        order: -1;
    }

    .process-text h3,
    .services-cta h3 {
        font-size: 1.5rem;
    }

    /* Blog page responsive */
    .blog-grid {
        grid-template-columns: 1fr;
    }

    .newsletter-content {
        flex-direction: column;
        text-align: center;
    }

    .newsletter-form {
        flex-direction: column;
        width: 100%;
    }

    .newsletter-form input {
        width: 100%;
    }

    .newsletter-text h3 {
        font-size: 1.5rem;
    }

    /* Contact page responsive */
    .contact-grid {
        grid-template-columns: 1fr;
    }

    .contact-form-wrapper h3 {
        font-size: 1.25rem;
    }
}

/* Mobile menu toggle animation */
.mobile-menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(6px, 6px);
}

.mobile-menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(6px, -6px);
}

/* ==================== COST SECTION ==================== */
.cost-section {
    padding: 0;
    background: var(--navy);
    position: relative;
    overflow: hidden;
}

.cost-section-image {
    position: absolute;
    top: 0;
    right: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
}

.cost-section-image img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    object-position: right center;
    background: var(--navy);
}

.cost-section-fade {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(
        to right,
        var(--navy) 0%,
        var(--navy) 40%,
        rgba(17, 38, 66, 0.85) 60%,
        rgba(17, 38, 66, 0.7) 100%
    );
    z-index: 2;
}

.cost-container {
    position: relative;
    z-index: 3;
    max-width: var(--container-max);
    margin: 0 auto;
    padding: var(--space-3xl) var(--container-padding);
}

.cost-section .section-header h2 {
    color: white;
}

.cost-section .section-eyebrow {
    color: var(--cyan);
}

.cost-section .section-description {
    color: rgba(255, 255, 255, 0.8);
}

.cost-section .section-divider {
    background: var(--cyan);
}

.cost-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-lg);
    margin-bottom: var(--space-lg);
}

.cost-card {
    background: linear-gradient(145deg, rgba(255, 255, 255, 0.08) 0%, rgba(255, 255, 255, 0.02) 100%);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 12px;
    padding: var(--space-xl) var(--space-lg);
    text-align: center;
    transition: var(--transition-base);
    box-shadow:
        0 4px 20px rgba(0, 0, 0, 0.2),
        inset 0 1px 0 rgba(255, 255, 255, 0.1);
}

.cost-card:hover {
    background: linear-gradient(145deg, rgba(255, 255, 255, 0.12) 0%, rgba(255, 255, 255, 0.04) 100%);
    border-color: rgba(255, 255, 255, 0.2);
    transform: translateY(-2px);
    box-shadow:
        0 8px 30px rgba(0, 0, 0, 0.25),
        inset 0 1px 0 rgba(255, 255, 255, 0.15);
}

.cost-amount {
    color: var(--coral);
    font-family: 'Montserrat', sans-serif;
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: var(--space-xs);
    line-height: 1.2;
}

.cost-card h4 {
    color: white;
    font-size: 1rem;
    font-weight: 600;
    margin-bottom: var(--space-xs);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.cost-detail {
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.8125rem;
    margin: 0;
    line-height: 1.4;
}

.cost-sources {
    text-align: center;
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.8125rem;
    margin: 0;
}

@media (max-width: 1024px) {
    .cost-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .cost-section-fade {
        background: linear-gradient(
            to right,
            var(--navy) 0%,
            var(--navy) 30%,
            rgba(17, 38, 66, 0.9) 60%,
            rgba(17, 38, 66, 0.8) 100%
        );
    }
}

@media (max-width: 600px) {
    .cost-section-image {
        position: absolute;
        top: 0;
        left: 0;
        width: 100%;
        height: 280px;
        z-index: 1;
    }

    .cost-section-image img {
        object-fit: cover;
    }

    .cost-section-fade {
        height: 280px;
        background: linear-gradient(
            to bottom,
            rgba(17, 38, 66, 0.7) 0%,
            rgba(17, 38, 66, 0.85) 70%,
            var(--navy) 100%
        );
    }

    .cost-container .section-header {
        min-height: 200px;
        display: flex;
        flex-direction: column;
        justify-content: center;
    }

    .cost-grid {
        grid-template-columns: 1fr;
    }
}

/* ==================== CALCULATOR SECTION ==================== */
.calculator-section {
    padding: 0;
    background: var(--bg-surface);
}

.calculator-container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: var(--space-3xl) var(--container-padding);
}

.calculator-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-2xl);
    max-width: 1000px;
    margin: 0 auto;
}

.calculator-form {
    display: flex;
    flex-direction: column;
    gap: var(--space-md);
}

.calc-input-group {
    display: flex;
    flex-direction: column;
    gap: var(--space-xs);
}

.calc-input-group label {
    font-family: 'Montserrat', sans-serif;
    font-weight: 600;
    color: var(--navy);
    font-size: 0.9375rem;
}

.calc-input-group input {
    padding: 14px 18px;
    border: 2px solid var(--border-color);
    border-radius: 10px;
    font-size: 1.125rem;
    font-family: 'Poppins', sans-serif;
    transition: var(--transition-base);
    background: white;
}

.calc-input-group input:focus {
    outline: none;
    border-color: var(--cyan);
    box-shadow: 0 0 0 3px rgba(0, 204, 255, 0.15);
}

.input-hint {
    color: var(--text-light);
    font-size: 0.8125rem;
}

.calculator-results {
    background: white;
    border-radius: 16px;
    padding: var(--space-lg);
    box-shadow: var(--shadow-md);
    border: 1px solid var(--border-color);
}

.results-placeholder {
    display: flex;
    align-items: center;
    justify-content: center;
    height: 100%;
    min-height: 300px;
}

.results-placeholder p {
    color: var(--text-light);
    font-size: 1.125rem;
    text-align: center;
}

.results-content h4 {
    color: var(--navy);
    font-size: 0.9375rem;
    margin-bottom: var(--space-sm);
}

.result-breakdown {
    margin-bottom: var(--space-md);
}

.result-line {
    display: flex;
    justify-content: space-between;
    padding: var(--space-xs) 0;
    border-bottom: 1px solid var(--border-color);
    color: var(--text-secondary);
    font-size: 0.875rem;
}

.result-line:last-child {
    border-bottom: none;
}

.result-line.result-total {
    font-weight: 600;
    color: var(--navy);
    font-size: 1rem;
    border-top: 2px solid var(--navy);
    border-bottom: none;
    padding-top: var(--space-sm);
    margin-top: var(--space-xs);
}

.savings-highlight {
    background: linear-gradient(135deg, var(--teal), var(--cyan-dark));
    border-radius: 10px;
    padding: var(--space-md);
    text-align: center;
    margin-bottom: var(--space-sm);
}

.savings-highlight h4 {
    color: white;
    font-size: 0.8125rem;
    margin-bottom: var(--space-xs);
}

.savings-range {
    color: white;
    font-family: 'Montserrat', sans-serif;
    font-size: 1.375rem;
    font-weight: 700;
    margin-bottom: 2px;
}

.savings-note {
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.75rem;
    margin: 0;
}

.cashflow-highlight {
    background: var(--bg-surface);
    border-radius: 10px;
    padding: var(--space-sm) var(--space-md);
    text-align: center;
    margin-bottom: var(--space-md);
}

.cashflow-highlight h4 {
    color: var(--navy);
    font-size: 0.8125rem;
    margin-bottom: 2px;
}

.cashflow-amount {
    color: var(--teal);
    font-family: 'Montserrat', sans-serif;
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 2px;
}

.cashflow-note {
    color: var(--text-light);
    font-size: 0.75rem;
    margin: 0;
}

.calculator-results .cta-button {
    display: block;
    text-align: center;
    width: 100%;
}

.calc-sources {
    text-align: center;
    color: var(--text-light);
    font-size: 0.8125rem;
    margin-top: var(--space-xl);
}

@media (max-width: 900px) {
    .calculator-wrapper {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 600px) {
    .calculator-results {
        padding: var(--space-lg);
    }

    .savings-range {
        font-size: 1.5rem;
    }
}

/* ==================== COOKIE CONSENT BANNER ==================== */
.cookie-consent {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: var(--navy);
    padding: var(--space-md) var(--container-padding);
    z-index: 9999;
    box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.3);
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.cookie-content {
    max-width: var(--container-max);
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--space-lg);
}

.cookie-content p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 0.9375rem;
    margin: 0;
    line-height: 1.5;
}

.cookie-buttons {
    display: flex;
    gap: var(--space-sm);
    flex-shrink: 0;
}

.cookie-btn {
    padding: 10px 24px;
    border-radius: 50px;
    font-family: 'Montserrat', sans-serif;
    font-size: 0.875rem;
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition-base);
    border: none;
}

.cookie-btn-accept {
    background: var(--cyan);
    color: var(--navy);
}

.cookie-btn-accept:hover {
    box-shadow: var(--shadow-glow);
    transform: translateY(-1px);
}

.cookie-btn-decline {
    background: transparent;
    color: rgba(255, 255, 255, 0.8);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.cookie-btn-decline:hover {
    background: rgba(255, 255, 255, 0.1);
    color: white;
}

.cookie-btn-settings {
    background: transparent;
    color: rgba(255, 255, 255, 0.8);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.cookie-btn-settings:hover {
    background: rgba(255, 255, 255, 0.1);
    color: white;
}

.cookie-text {
    flex: 1;
}

.cookie-title {
    font-family: 'Montserrat', sans-serif;
    font-weight: 600;
    font-size: 1rem;
    color: white;
    margin-bottom: var(--space-xs);
}

.cookie-options {
    margin: var(--space-md) 0;
    padding: var(--space-md);
    background: rgba(255, 255, 255, 0.05);
    border-radius: 10px;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.cookie-option {
    display: flex;
    align-items: flex-start;
    gap: var(--space-sm);
    padding: var(--space-sm) 0;
    cursor: pointer;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.cookie-option:last-child {
    border-bottom: none;
}

.cookie-option input[type="checkbox"] {
    width: 18px;
    height: 18px;
    margin-top: 2px;
    accent-color: var(--cyan);
    cursor: pointer;
    flex-shrink: 0;
}

.cookie-option input[type="checkbox"]:disabled {
    opacity: 0.6;
    cursor: not-allowed;
}

.option-info {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.option-info strong {
    color: white;
    font-size: 0.9375rem;
    font-weight: 600;
}

.option-info small {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.8125rem;
    line-height: 1.4;
}

@media (max-width: 768px) {
    .cookie-content {
        flex-direction: column;
        text-align: left;
    }

    .cookie-text {
        text-align: center;
    }

    .cookie-content p {
        font-size: 0.875rem;
    }

    .cookie-buttons {
        width: 100%;
        justify-content: center;
        flex-wrap: wrap;
    }

    .cookie-btn {
        padding: 10px 18px;
        font-size: 0.8125rem;
    }

    .cookie-options {
        text-align: left;
    }
}

/* ==================== ARTICLE PAGE ==================== */
.article-container {
    max-width: 720px;
    margin: 0 auto;
    padding: var(--space-3xl) var(--container-padding);
    background: var(--bg-primary);
}

.article-breadcrumb {
    display: flex;
    align-items: center;
    gap: var(--space-xs);
    margin-bottom: var(--space-xl);
    font-size: 0.875rem;
}

.article-breadcrumb a {
    color: var(--cyan-dark);
}

.article-breadcrumb span {
    color: var(--text-light);
}

.article-header {
    margin-bottom: var(--space-2xl);
    padding-bottom: var(--space-xl);
    border-bottom: 1px solid #94a3b8;
    background: none;
    box-shadow: none;
}

.article-category {
    display: inline-block;
    background: var(--teal);
    color: white;
    font-size: 0.6875rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    padding: 6px 14px;
    border-radius: 4px;
    margin-bottom: var(--space-md);
}

.article-header h1 {
    font-size: 2.25rem;
    line-height: 1.25;
    margin-bottom: var(--space-sm);
    letter-spacing: -0.5px;
    color: var(--navy);
    background: none;
    box-shadow: none;
}

.article-meta {
    color: var(--text-light);
    font-size: 1rem;
    font-style: italic;
}

.article-content {
    font-size: 1.0625rem;
    line-height: 1.85;
    color: var(--text-primary);
}

.article-content h2 {
    font-size: 1.5rem;
    margin-top: var(--space-2xl);
    margin-bottom: var(--space-md);
    padding-top: var(--space-md);
    color: var(--navy);
    letter-spacing: -0.3px;
}

.article-content h2:first-child {
    margin-top: 0;
    padding-top: 0;
}

.article-content h3 {
    font-size: 1.25rem;
    margin-top: var(--space-xl);
    margin-bottom: var(--space-sm);
    color: var(--navy);
}

.article-content p {
    margin-bottom: var(--space-md);
    color: var(--text-secondary);
    text-align: left;
}

.article-content p:last-child {
    margin-bottom: 0;
}

.article-content ul,
.article-content ol {
    margin-bottom: var(--space-md);
    padding-left: var(--space-lg);
    color: var(--text-secondary);
}

.article-content li {
    margin-bottom: var(--space-xs);
    line-height: 1.7;
}

.article-content strong {
    color: var(--navy);
    font-weight: 600;
}

/* Inline Formula - stands out without box */
.formula-inline {
    font-family: 'Montserrat', sans-serif;
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--navy);
    text-align: center;
    padding: var(--space-lg) 0;
    margin: var(--space-md) 0;
    border-top: 2px solid var(--teal);
    border-bottom: 2px solid var(--teal);
    letter-spacing: 0.5px;
}

/* Stat Callout Box */
.stat-callout {
    background: var(--bg-surface);
    border-left: 3px solid var(--teal);
    border-radius: 0 6px 6px 0;
    padding: var(--space-md) var(--space-lg);
    margin: var(--space-lg) 0;
    display: flex;
    align-items: center;
    gap: var(--space-md);
}

.stat-callout-number {
    font-family: 'Montserrat', sans-serif;
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--teal);
    line-height: 1;
    flex-shrink: 0;
}

.stat-callout-label {
    color: var(--text-primary);
    font-size: 0.9375rem;
    font-weight: 500;
    margin: 0;
    line-height: 1.4;
}

.stat-callout-source {
    color: var(--text-light);
    font-size: 0.75rem;
    margin-top: 2px;
    margin-bottom: 0;
    font-style: italic;
}

/* Key Takeaway Box */
.key-takeaway {
    background: var(--bg-surface);
    border-left: 3px solid var(--teal);
    border-radius: 0 8px 8px 0;
    padding: var(--space-md) var(--space-lg);
    margin: var(--space-xl) 0;
}

.key-takeaway h4 {
    font-size: 0.875rem;
    color: var(--navy);
    margin-bottom: var(--space-xs);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.key-takeaway p {
    margin: 0;
    color: var(--text-secondary);
    font-size: 1rem;
    line-height: 1.6;
}

/* Formula Box */
.formula-box {
    background: var(--navy);
    border-radius: 8px;
    padding: var(--space-md) var(--space-lg);
    margin: var(--space-xl) 0;
    text-align: center;
}

.formula-box h4 {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: var(--space-sm);
}

.formula-text {
    font-family: 'Montserrat', sans-serif;
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--cyan);
    margin: 0;
}

/* Article Table */
.article-table {
    width: 100%;
    border-collapse: collapse;
    margin: var(--space-lg) 0;
    background: white;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.article-table th,
.article-table td {
    padding: var(--space-md);
    text-align: left;
    border-bottom: 1px solid var(--border-color);
}

.article-table th {
    background: var(--navy);
    color: white;
    font-family: 'Montserrat', sans-serif;
    font-weight: 600;
    font-size: 0.875rem;
}

.article-table tr:last-child td {
    border-bottom: none;
}

.article-table tr:hover td {
    background: var(--bg-surface);
}

/* Article CTA */
.article-cta {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
    border-radius: 12px;
    padding: var(--space-xl) var(--space-lg);
    text-align: center;
    margin-top: var(--space-3xl);
}

.article-cta h3 {
    color: white;
    font-size: 1.375rem;
    margin-bottom: var(--space-sm);
    font-weight: 600;
}

.article-cta p {
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: var(--space-lg);
    font-size: 1rem;
    line-height: 1.6;
}

/* Related Articles */
.related-articles {
    margin-top: var(--space-3xl);
    padding-top: var(--space-xl);
    border-top: 1px solid var(--border-color);
}

.related-articles h3 {
    font-size: 1.125rem;
    margin-bottom: var(--space-md);
    color: var(--navy);
    font-weight: 600;
}

.related-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-md);
}

.related-card {
    background: var(--bg-surface);
    border-radius: 8px;
    padding: var(--space-md);
    text-decoration: none;
    transition: var(--transition-base);
    border: 1px solid var(--border-color);
}

.related-card:hover {
    background: white;
    border-color: var(--cyan);
    box-shadow: var(--shadow-sm);
}

.related-card-text h4 {
    font-size: 0.9375rem;
    color: var(--navy);
    margin-bottom: 4px;
    font-weight: 600;
    line-height: 1.4;
}

.related-card-text p {
    font-size: 0.8125rem;
    color: var(--text-light);
    margin: 0;
}

/* Timeline for reminder schedules */
.reminder-timeline {
    margin: var(--space-lg) 0;
}

.timeline-item {
    display: flex;
    gap: var(--space-md);
    padding: var(--space-md) 0;
    border-bottom: 1px solid var(--border-color);
}

.timeline-item:last-child {
    border-bottom: none;
}

.timeline-marker {
    width: 60px;
    flex-shrink: 0;
    text-align: center;
}

.timeline-day {
    font-family: 'Montserrat', sans-serif;
    font-weight: 700;
    font-size: 1.25rem;
    color: var(--navy);
    line-height: 1;
}

.timeline-label {
    font-size: 0.75rem;
    color: var(--text-light);
    text-transform: uppercase;
}

.timeline-content h4 {
    font-size: 1rem;
    color: var(--navy);
    margin-bottom: 4px;
}

.timeline-content p {
    font-size: 0.9375rem;
    color: var(--text-secondary);
    margin: 0;
}

@media (max-width: 768px) {
    .article-container {
        padding: var(--space-xl) var(--container-padding) var(--space-2xl);
    }

    .article-header {
        margin-bottom: var(--space-xl);
        padding-bottom: var(--space-md);
    }

    .article-header h1 {
        font-size: 1.75rem;
        line-height: 1.3;
    }

    .article-meta {
        font-size: 0.9375rem;
    }

    .article-content {
        font-size: 1rem;
        line-height: 1.75;
    }

    .article-content h2 {
        font-size: 1.25rem;
        margin-top: var(--space-xl);
    }

    .article-content h3 {
        font-size: 1.125rem;
    }

    .article-content p {
        margin-bottom: var(--space-sm);
    }

    .stat-callout {
        padding: var(--space-sm) var(--space-md);
        margin: var(--space-md) 0;
        gap: var(--space-sm);
    }

    .stat-callout-number {
        font-size: 1.375rem;
    }

    .stat-callout-label {
        font-size: 0.875rem;
    }

    .key-takeaway,
    .formula-box {
        padding: var(--space-md);
        margin: var(--space-md) 0;
    }

    .formula-text {
        font-size: 0.9375rem;
    }

    .formula-inline {
        font-size: 1rem;
        padding: var(--space-md) 0;
    }

    .article-cta {
        padding: var(--space-lg);
        margin-top: var(--space-2xl);
    }

    .article-cta h3 {
        font-size: 1.25rem;
    }

    .related-articles {
        margin-top: var(--space-2xl);
    }

    .related-grid {
        grid-template-columns: 1fr;
    }

    .article-table {
        font-size: 0.875rem;
    }

    .article-table th,
    .article-table td {
        padding: var(--space-sm);
    }
}